Privacy Policy

US Stock Now (미국주식 Now) · Effective 23 August 2026

US Stock Now ("the app") presents US stock market prices, financial indicators and calendars as plain factual information. This policy explains what the app collects and how it is handled.

The app does not connect to brokerage accounts and does not place orders, broker trades or move money. Because it processes no financial transactions, it never collects account numbers, card numbers or national identification numbers.

1. Information we collect

1-1. When you sign in (optional)

Prices, charts and calendars are available without signing in. If you choose social sign-in — to save a watchlist or read AI briefings — we receive the following from the provider and store it on our server.

ItemProviderPurposeRetention
Unique identifier
(Google sub · Kakao / Naver member ID)
Google · Kakao · NaverIdentify the same user, link the watchlist 30 days after last sign-in
(auto-expiry)
Email addressGoogle · NaverAccount identification, support
Name or nicknameGoogle · Kakao · NaverDisplay in the app
Profile image URLGoogle · Kakao · NaverDisplay in the app

We never receive or store passwords.

Signing in with Kakao does not give us your email address. From Kakao we receive only three things: the unique member identifier, the nickname and the profile image URL.

1-2. While you use the app (stored on our server)

ItemPurposeRetention
Watchlist (ticker symbols, time added) Show only your stocks that changed overnight in the morning briefing Until you delete it
Daily AI briefing view countEnforce the free viewing limit1 day

1-3. For notifications (optional)

ItemPurposeRetention
Anonymous identifier (Firebase anonymous auth UID)Distinguish devices Until you delete your account
Push token (FCM)Deliver the morning briefing notification Until you delete your account

Declining the notification permission does not restrict any feature of the app.

1-4. Stored only on your device (never sent to our server)

The following stays in device storage and is removed when you uninstall the app.

2. What we do not collect

3. Sharing and processors

We do not sell personal information and do not share it for advertising. We use the following providers only as needed to operate the service.

ProviderRoleDoes personal data reach them?
Cloudflare, Inc.Server (Workers) and data storage (KV) Yes — items in 1-1 and 1-2 are stored here.
Google LLC (Firebase)Push notifications, anonymous auth Yes — the anonymous UID and push token are stored here.
Anthropic, PBCGenerating stock commentary No — see the note below.
Yahoo Finance · Finnhub · NasdaqMarket, financial and calendar data No — we query ticker symbols only; no user information is sent.
Google · Kakao · NaverSocial sign-in Authentication happens under each provider's own policy when you choose to sign in.

No personal information is sent to the AI. Stock commentary is generated in a scheduled batch once a day for a fixed list of 100 major US stocks, independently of any user request. The inputs are limited to the ticker, company name, sector, price, moving averages, volume, earnings schedule, analyst opinion counts and public news headlines. No user identifier, email address or watchlist is included. What you see in the app is pre-generated text being read back.

4. Retention and deletion

5. Your rights

5-1. Deleting your account and data

You can delete your account at any time from More → Delete account (or More → Settings → Delete account) in the app. It requires typing a confirmation phrase, and running it removes:

Deletion cannot be undone. Uninstalling the app alone removes only device storage and leaves server data in place, so use the in-app deletion or email us at the address below.

5-2. Access and correction

To review or correct the information we hold, email us at the address below. We will respond after verifying your identity.

6. Children

The app is not directed to children under 14 and we do not knowingly collect their personal information. If we learn that we have, we will delete it without delay.

7. Security

All communication between the app and our server is encrypted with HTTPS. Server data is held in Cloudflare storage with access limited to the operator.

8. Changes

If this policy changes, we will update the effective date and publish it on this page. Material changes will also be announced inside the app.

9. Contact

Privacy enquiries: support@starkpop.app